7628 Whitebridge GlnUniversity ParkFL34201
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeHigh DSCR is a competitive advantage at closing. 7628 Whitebridge Gln, University Park, FL, 34201 in University Park achieves 1.68, rent of $3,321/mo covers the $1,978/mo payment 1.5x over at $439,900. Rental yield 9.06%. That makes it both an efficient operational hold and a straightforward underwrite for Ziffy Mortgage's DSCR program. No domestic credit history or income documentation required. Appreciation at 5%/yr adds $121,536 over five years, with $4,052/yr in principal reduction bringing total projected return to $148,400.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.1% | 5.7% |
| Monthly Cash Flow | $(351) | $350 |
City averages based on University Park market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,321 |
| Total Monthly Debt Service | $3,497 |
| DSCR Ratio | 0.95x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1993
6,316 sqft lot
$N/A/sqft
$571 monthly HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1993
6,316 sqft lot
$N/A/sqft
$571 monthly HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Daniela Soiman • FINE PROPERTIES
Mls Name: Stellar MLS
Mls Provider:
Mls ID: #A4637718
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