7625 Kincheloe RdCliftonVA20124
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayGlobal investors willing to prioritise equity over near-term yield will find 7625 Kincheloe Rd, Clifton, VA, 20124 in Clifton worth study. Rental yield 2.44%. The 2.44% gross yield is below cash-flow benchmarks at $1,330,000, but 5% annual appreciation, adding $367,454 over five years, frames this as a capital growth position. Rent of $2,699/mo partially offsets the $5,981/mo payment. Ziffy Mortgage finances appreciation-play properties (0.45 DSCR) for non-U.S. residents without domestic income documentation; a 30–35% down payment maximises coverage. Total projected return: $165,141.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 2.4% | 6.2% |
| Monthly Cash Flow | $(5,252) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,699 |
| Total Monthly Debt Service | $7,421 |
| DSCR Ratio | 0.36x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1984
5.08 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 20124, Clifton, VA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,007 (100%) |
| Owner Occupied HU | 4,519 (90.3%) |
| Renter Occupied HU | 304 ( 6.1%) |
| Vacant Housing Units | 184 ( 3.7%) |
| Median Home Value | $905,550 |
| Average Home Value | $998,756 |
Housing Distribution
Address Breakdown
Residential
4,921
Single Family
4,921
Multi-Family
0
Businesses
163
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1984
5.08 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 20124, Clifton, VA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,007 (100%) |
| Owner Occupied HU | 4,519 (90.3%) |
| Renter Occupied HU | 304 ( 6.1%) |
| Vacant Housing Units | 184 ( 3.7%) |
| Median Home Value | $905,550 |
| Average Home Value | $998,756 |
Housing Distribution
Address Breakdown
Residential
4,921
Single Family
4,921
Multi-Family
0
Businesses
163
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices