7604 Muller StDowneyCA90241
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayGlobal investors willing to prioritise equity over near-term yield will find 7604 Muller St, Downey, CA, 90241 in Downey worth study. Rental yield 3.74%. The 3.74% gross yield is below cash-flow benchmarks at $1,590,000, but 5% annual appreciation, adding $439,288 over five years, frames this as a capital growth position. Rent of $4,956/mo partially offsets the $7,150/mo payment. Ziffy Mortgage finances appreciation-play properties (0.69 DSCR) for non-U.S. residents without domestic income documentation; a 30–35% down payment maximises coverage. Total projected return: $288,846.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 3.7% | 5.0% |
| Monthly Cash Flow | $(4,880) | $1,500 |
City averages based on Downey market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,956 |
| Total Monthly Debt Service | $9,203 |
| DSCR Ratio | 0.54x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1961
8,363 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 90241, Downey, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 14,500 (100%) |
| Owner Occupied HU | 6,045 (41.7%) |
| Renter Occupied HU | 7,950 (54.8%) |
| Vacant Housing Units | 505 ( 3.5%) |
| Median Home Value | $826,458 |
| Average Home Value | $869,737 |
Housing Distribution
Address Breakdown
Residential
14,698
Single Family
8,972
Multi-Family
5,726
Businesses
1,937
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1961
8,363 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 90241, Downey, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 14,500 (100%) |
| Owner Occupied HU | 6,045 (41.7%) |
| Renter Occupied HU | 7,950 (54.8%) |
| Vacant Housing Units | 505 ( 3.5%) |
| Median Home Value | $826,458 |
| Average Home Value | $869,737 |
Housing Distribution
Address Breakdown
Residential
14,698
Single Family
8,972
Multi-Family
5,726
Businesses
1,937
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Edgar Cortez • M C Funding Inc.
Mls Name: CRMLS
Mls ID: #DW25186812