7604 Moffitt RdLand O LakesFL34638



INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowDay-one income is the story at 7604 Moffitt Rd, Land O Lakes, FL, 34638 in Land O Lakes. Priced at $245,000, it generates $2,330/mo in gross rent and $705/mo in net monthly cash flow, a 11.41% yield that comfortably supports the 2.11 DSCR needed for Ziffy Mortgage's no-W2 DSCR mortgage. Projected annual cash flow: $8,454. Five-year appreciation: $67,689. Equity from principal paydown: $2,256/yr. Total projected cumulative return: $138,712.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11.4% | 6.5% |
| Monthly Cash Flow | $705 | $1,800 |
City averages based on Land O Lakes market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $2,330 |
| Total Monthly Debt Service | $1,528 |
| DSCR Ratio | 1.52x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 2021
0.34 Acres lot
$N/A/sqft
No HOA



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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Manufactured
Built in 2021
0.34 Acres lot
$N/A/sqft
No HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices



Listed by: N/A • N/A
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Mls ID: #N/A







