7601 Vera DrLincolnNE68516
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe cash-flow margin at 7601 Vera Dr, Lincoln, NE, 68516 in Lincoln is narrow, $129/mo net on $3,198/mo rent after the $2,044/mo debt service, but the property operates at break-even-plus, not a loss. At $454,500 with a 8.44% yield, the long-run equity case via 5% appreciation ($125,570 over five years) and $4,186/yr in principal paydown is where the returns accumulate. Ziffy Mortgage's 1.56 DSCR loan requires no W-2s or U.S. credit. Total projected cumulative return: $181,766.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.4% | 5.2% |
| Monthly Cash Flow | $129 | $450 |
City averages based on Lincoln market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,198 |
| Total Monthly Debt Service | $2,888 |
| DSCR Ratio | 1.11x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2026
9,583 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 68516, Lincoln, NE area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 21,524 (100%) |
| Owner Occupied HU | 14,168 (65.8%) |
| Renter Occupied HU | 6,319 (29.4%) |
| Vacant Housing Units | 1,037 ( 4.8%) |
| Median Home Value | $339,902 |
| Average Home Value | $373,084 |
Housing Distribution
Address Breakdown
Residential
20,599
Single Family
19,076
Multi-Family
1,523
Businesses
1,059
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2026
9,583 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 68516, Lincoln, NE area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 21,524 (100%) |
| Owner Occupied HU | 14,168 (65.8%) |
| Renter Occupied HU | 6,319 (29.4%) |
| Vacant Housing Units | 1,037 ( 4.8%) |
| Median Home Value | $339,902 |
| Average Home Value | $373,084 |
Housing Distribution
Address Breakdown
Residential
20,599
Single Family
19,076
Multi-Family
1,523
Businesses
1,059
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices