76 Elm St APT G05, Jamaica Plain, MA, 02130 | $188/mo Cash Flow

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Price: $300K - 500K

Monthly Cash Flow: 1 - 3k+

Home Type: Single Family

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76 Elm St APT G05, Jamaica Plain, MA, 02130 | $188/mo Cash Flow | Ziffy

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Rental property for sale in Jamaica Plain at 76 Elm St APT G05, Jamaica Plain, MA, 02130 generates $1,165/mo in rent and, after a $759/mo payment, leaves $188/mo in cash flow. Total monthly income is $1,165/mo, and annual cash flow is $2,253/yr on $51,383 invested. Return on cash invested sits at 24.29% in year one, and rental yield is 9.02% on a $155,000 entry. Equity gained on principal adds $1,000/yr, while 5% annual appreciation builds toward $42,824 over five years. Five-year ROI reaches 126.54% and total cumulative return in cash sums $65,020. For financing, investors can use Ziffy Mortgage’s DSCR loan, which considers $1,165/mo property income rather than buyer’s personal income.

Condo

Built in 1926

N/A lot

$N/A/sqft

No HOA

More details about the property

This is an affordable condo offered to buyers that meet the following criteria: income within the 70% AMI limitsmaximum $81,060 for one person and $92,680 for twowith total household assets not exceeding $75,000. Buyers must qualify as first-time homebuyers, with preference for first-generation buyers. The 1-bedroom, 1-bath home features 885 square feet of efficient, light-filled living space. Though partially below grade, large windows provide ample natural light throughout the day. The open layout connects the living and dining areas with a kitchen that includes stainless steel appliances and generous storage. The bedroom offers comfort and privacy, complemented by a clean, modern bath. With central A/C, on-site laundry, and available off-street parking, this home delivers style and practicality in a sought-after Jamaica Plain location near Jamaica Pond, the Arboretum, and neighborhood shops and restaurants. Deadline to submit applications is Friday, Nov. 7, 2025.

Neighborhood Data

Neighborhood data shown for ZIP Code: 02130, Jamaica Plain, MA area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	17,658 (100%)
Owner Occupied HU	7,199 (40.8%)
Renter Occupied HU	9,127 (51.7%)
Vacant Housing Units	1,332 ( 7.5%)
Median Home Value	$859,660
Average Home Value	$963,147