76 Diving Scaup RdHedgesvilleWV25427
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow76 Diving Scaup Rd, Hedgesville, WV, 25427 in Hedgesville earns its strong cash-flow label: 10.86% yield, $3,120/mo rent, $1,124/mo net income, DSCR 2.01. The $344,900 acquisition cost produces immediate returns that put this property in the top tier for U.S. income assets accessible via Ziffy Mortgage's rental-income underwriting. Long-term, 5% annual appreciation adds $95,290 by year five. Combined with $3,177/yr in principal paydown, total projected return reaches $202,536.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.9% | 7.8% |
| Monthly Cash Flow | $1,124 | $450 |
City averages based on Hedgesville market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,120 |
| Total Monthly Debt Service | $1,858 |
| DSCR Ratio | 1.68x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2023
8,276 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 25427, Hedgesville, WV area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,965 (100%) |
| Owner Occupied HU | 6,041 (75.8%) |
| Renter Occupied HU | 845 (10.6%) |
| Vacant Housing Units | 1,079 (13.5%) |
| Median Home Value | $311,912 |
| Average Home Value | $325,721 |
Housing Distribution
Address Breakdown
Residential
7,346
Single Family
6,655
Multi-Family
691
Businesses
176
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2023
8,276 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 25427, Hedgesville, WV area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,965 (100%) |
| Owner Occupied HU | 6,041 (75.8%) |
| Renter Occupied HU | 845 (10.6%) |
| Vacant Housing Units | 1,079 (13.5%) |
| Median Home Value | $311,912 |
| Average Home Value | $325,721 |
Housing Distribution
Address Breakdown
Residential
7,346
Single Family
6,655
Multi-Family
691
Businesses
176
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Sandy Snyder • eXp Realty LLC
Mls Name: Bright MLS
Mls ID: #WVBE2044976