76-1255 Waiono Ranch RdHolualoaHI96725
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayInvestment property for sale in Holualoa at 76-1255 Waiono Ranch Rd, Holualoa, HI, 96725 projects strong ROI of 10.07%. Rental yield 3.28%. With 5% annual appreciation, the property builds $676,614 in value over five years. Equity growth combined delivers a projected five-year ROI of 66.01%, translating into $456,692 in total cumulative return on $691,843 invested capital. You can finance this property with Ziffy Mortgage’s DSCR loan, which leverages the property’s income for qualification rather than your personal income.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 3.3% | 7.2% |
| Monthly Cash Flow | $(7,252) | $1,500 |
City averages based on Holualoa market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $6,694 |
| Total Monthly Debt Service | $12,971 |
| DSCR Ratio | 0.52x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2003
20 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 96725, Holualoa, HI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,511 (100%) |
| Owner Occupied HU | 785 (52.0%) |
| Renter Occupied HU | 487 (32.2%) |
| Vacant Housing Units | 239 (15.8%) |
| Median Home Value | $892,411 |
| Average Home Value | $955,175 |
Housing Distribution
Address Breakdown
Residential
1,006
Single Family
822
Multi-Family
184
Businesses
105
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2003
20 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 96725, Holualoa, HI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,511 (100%) |
| Owner Occupied HU | 785 (52.0%) |
| Renter Occupied HU | 487 (32.2%) |
| Vacant Housing Units | 239 (15.8%) |
| Median Home Value | $892,411 |
| Average Home Value | $955,175 |
Housing Distribution
Address Breakdown
Residential
1,006
Single Family
822
Multi-Family
184
Businesses
105
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices