7566 Highway 26RockholdsKY40759
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayThe investment thesis at 7566 Highway 26, Rockholds, KY, 40759 in Rockholds is capital appreciation. Rental yield 4.39%. The 4.39% gross yield at $389,000 falls below cash-flow thresholds, but 5% annual value growth is forecast to deliver $107,474 in additional equity by year five, an equity gain that can outpace many higher-yield markets. Ziffy Mortgage finances appreciation-play assets via DSCR (0.81) without U.S. credit history; structure with a larger down payment to optimise coverage. Total projected return: $86,649.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 4.4% | 6.5% |
| Monthly Cash Flow | $(943) | $800 |
City averages based on Rockholds market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,424 |
| Total Monthly Debt Service | $2,213 |
| DSCR Ratio | 0.64x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 2004
34.64 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 40759, Rockholds, KY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,091 (100%) |
| Owner Occupied HU | 707 (64.8%) |
| Renter Occupied HU | 257 (23.6%) |
| Vacant Housing Units | 127 (11.6%) |
| Median Home Value | $101,674 |
| Average Home Value | $114,650 |
Housing Distribution
Address Breakdown
Residential
991
Single Family
991
Multi-Family
0
Businesses
11
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 2004
34.64 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 40759, Rockholds, KY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,091 (100%) |
| Owner Occupied HU | 707 (64.8%) |
| Renter Occupied HU | 257 (23.6%) |
| Vacant Housing Units | 127 (11.6%) |
| Median Home Value | $101,674 |
| Average Home Value | $114,650 |
Housing Distribution
Address Breakdown
Residential
991
Single Family
991
Multi-Family
0
Businesses
11
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices