7558 Cider StOriskanyNY13424
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowDay-one income is the story at 7558 Cider St, Oriskany, NY, 13424 in Oriskany. Priced at $329,000, it generates $2,845/mo in gross rent and $648/mo in net monthly cash flow, a 10.38% yield that comfortably supports the 1.92 DSCR needed for Ziffy Mortgage's no-W2 DSCR mortgage. Projected annual cash flow: $7,778. Five-year appreciation: $90,897. Equity from principal paydown: $3,030/yr. Total projected cumulative return: $167,219.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 10.4% | 6.2% |
| Monthly Cash Flow | $648 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $2,845 |
| Total Monthly Debt Service | $2,066 |
| DSCR Ratio | 1.38x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1998
1.48 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 13424, Oriskany, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,033 (100%) |
| Owner Occupied HU | 731 (70.8%) |
| Renter Occupied HU | 239 (23.1%) |
| Vacant Housing Units | 63 ( 6.1%) |
| Median Home Value | $207,011 |
| Average Home Value | $208,968 |
Housing Distribution
Address Breakdown
Residential
712
Single Family
666
Multi-Family
46
Businesses
95
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1998
1.48 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 13424, Oriskany, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,033 (100%) |
| Owner Occupied HU | 731 (70.8%) |
| Renter Occupied HU | 239 (23.1%) |
| Vacant Housing Units | 63 ( 6.1%) |
| Median Home Value | $207,011 |
| Average Home Value | $208,968 |
Housing Distribution
Address Breakdown
Residential
712
Single Family
666
Multi-Family
46
Businesses
95
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices