7556 SW Barnes Rd Unit APortlandOR97225
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeWhen a property's DSCR clears 1.5x, lenders and investors both pay attention. 7556 SW Barnes Rd Unit A, Portland, OR, 97225 in Portland achieves a 1.74 ratio at $250,000: $2,058/mo rent versus $1,185/mo debt service. Rental yield 9.88%. Ziffy Mortgage's no-W2 DSCR loan is purpose-built for assets like this. The 9.88% yield compounds alongside 5% annual appreciation projecting $69,070 in value. Total projected cumulative return: $85,694.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.9% | 5.5% |
| Monthly Cash Flow | $(111) | $450 |
City averages based on Portland market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $2,058 |
| Total Monthly Debt Service | $2,131 |
| DSCR Ratio | 0.97x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.5% rate / 30-yr fixed, 25% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1977
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 97225, Portland, OR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,760 (100%) |
| Owner Occupied HU | 7,142 (56.0%) |
| Renter Occupied HU | 5,005 (39.2%) |
| Vacant Housing Units | 613 ( 4.8%) |
| Median Home Value | $808,289 |
| Average Home Value | $851,429 |
Housing Distribution
Address Breakdown
Residential
12,234
Single Family
8,960
Multi-Family
3,274
Businesses
833
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
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