755 Berrys Lick RdQualityKY42256
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe cash-flow margin at 755 Berrys Lick Rd, Quality, KY, 42256 in Quality is narrow, $198/mo net on $837/mo rent after the $498/mo debt service, but the property operates at break-even-plus, not a loss. At $105,000 with a 9.57% yield, the long-run equity case via 5% appreciation ($29,010 over five years) and $880/yr in principal paydown is where the returns accumulate. Ziffy Mortgage's 1.68 DSCR loan requires no W-2s or U.S. credit. Total projected cumulative return: $50,517.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.6% | 6.0% |
| Monthly Cash Flow | $198 | $350 |
City averages based on Quality market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $837 |
| Total Monthly Debt Service | $623 |
| DSCR Ratio | 1.34x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.5% rate / 30-yr fixed, 25% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1930
1 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 42256, Lewisburg, KY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,633 (100%) |
| Owner Occupied HU | 1,620 (61.5%) |
| Renter Occupied HU | 408 (15.5%) |
| Vacant Housing Units | 605 (23.0%) |
| Median Home Value | $167,568 |
| Average Home Value | $224,329 |
Housing Distribution
Address Breakdown
Residential
2,347
Single Family
2,347
Multi-Family
0
Businesses
50
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
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