7547 Miami AveCincinnatiOH45243
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayThe investment thesis at 7547 Miami Ave, Cincinnati, OH, 45243 in Cincinnati is capital appreciation. Rental yield 5.98%. The 5.98% gross yield at $925,000 falls below cash-flow thresholds, but 5% annual value growth is forecast to deliver $255,560 in additional equity by year five, an equity gain that can outpace many higher-yield markets. Ziffy Mortgage finances appreciation-play assets via DSCR (1.11) without U.S. credit history; structure with a larger down payment to optimise coverage. Total projected return: $257,642.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 6% | 6.8% |
| Monthly Cash Flow | $(1,471) | $450 |
City averages based on Cincinnati market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,613 |
| Total Monthly Debt Service | $5,716 |
| DSCR Ratio | 0.81x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1954
0.32 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 45243, Cincinnati, OH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,073 (100%) |
| Owner Occupied HU | 4,990 (82.2%) |
| Renter Occupied HU | 758 (12.5%) |
| Vacant Housing Units | 325 ( 5.4%) |
| Median Home Value | $590,695 |
| Average Home Value | $733,888 |
Housing Distribution
Address Breakdown
Residential
6,093
Single Family
5,864
Multi-Family
229
Businesses
410
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1954
0.32 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 45243, Cincinnati, OH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,073 (100%) |
| Owner Occupied HU | 4,990 (82.2%) |
| Renter Occupied HU | 758 (12.5%) |
| Vacant Housing Units | 325 ( 5.4%) |
| Median Home Value | $590,695 |
| Average Home Value | $733,888 |
Housing Distribution
Address Breakdown
Residential
6,093
Single Family
5,864
Multi-Family
229
Businesses
410
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Sara Kranson • Sibcy Cline, Inc.
Mls Name: Cincy MLS
Mls ID: #1846680