7540 Henness Cir #B101Yosemite National ParkCA95389
INVESTMENT ANALYSIS
Investment Verdict
Appreciation Play7540 Henness Cir #B101, Yosemite National Park, CA, 95389 in Yosemite National Park is priced for appreciation, not yield. Rental yield 3.58%. At $568,000 with a 3.58% gross yield, the monthly income is modest, but 5% annual price growth is projected to add $156,928 in value over five years, making equity the primary return driver. Ziffy Mortgage's DSCR mortgage (0.66) can still finance this property for non-U.S. residents; a 30–35% down payment typically produces the cleanest underwriting for appreciation-focused assets. Total projected cumulative return: $63,204.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 3.6% | 7.0% |
| Monthly Cash Flow | $(2,405) | $1,500 |
City averages based on Yosemite National Park market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,696 |
| Total Monthly Debt Service | $3,875 |
| DSCR Ratio | 0.44x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1973
387.68 sqft lot
$N/A/sqft
$587 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95389, Yosemite National Park, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 842 (100%) |
| Owner Occupied HU | 87 (10.3%) |
| Renter Occupied HU | 197 (23.4%) |
| Vacant Housing Units | 558 (66.3%) |
| Median Home Value | $570,122 |
| Average Home Value | $598,563 |
Housing Distribution
Address Breakdown
Residential
89
Single Family
60
Multi-Family
29
Businesses
27
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1973
387.68 sqft lot
$N/A/sqft
$587 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95389, Yosemite National Park, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 842 (100%) |
| Owner Occupied HU | 87 (10.3%) |
| Renter Occupied HU | 197 (23.4%) |
| Vacant Housing Units | 558 (66.3%) |
| Median Home Value | $570,122 |
| Average Home Value | $598,563 |
Housing Distribution
Address Breakdown
Residential
89
Single Family
60
Multi-Family
29
Businesses
27
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Debra Kroon • Yosemite West Real Estate, Inc
Mls Name: Fresno MLS
Mls ID: #622011