7537 Scarlet Oak DrGonzalesLA70737
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe income profile at 7537 Scarlet Oak Dr, Gonzales, LA, 70737 in Gonzales is straightforward: $400,000 in, $2,045/mo in rent, $577/mo out after debt service. The 9.54% gross yield and 1.14 DSCR make this exactly the kind of asset Ziffy Mortgage finances for non-U.S. residents without income documentation. Appreciation at 5%/yr adds $110,513 by year five. With $3,684/yr in principal equity, the total cumulative return is projected at $116,314.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.5% | 6.2% |
| Monthly Cash Flow | $577 | $325 |
City averages based on Gonzales market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,045 |
| Total Monthly Debt Service | $2,444 |
| DSCR Ratio | 0.84x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2020
8,276 sqft lot
$N/A/sqft
$581 annually HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2020
8,276 sqft lot
$N/A/sqft
$581 annually HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Kara Horne • Dawson Grey Real Estate
Mls Name: ROAM MLS
Mls Provider:
Mls ID: #2025007098
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed. Copyright 2025 ROAM MLS.