753 Hill RoadHarwintonCT06791
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe cash-flow margin at 753 Hill Road, Harwinton, CT, 06791 in Harwinton is narrow, $135/mo net on $3,865/mo rent after the $2,469/mo debt service, but the property operates at break-even-plus, not a loss. At $549,000 with a 8.45% yield, the long-run equity case via 5% appreciation ($151,679 over five years) and $5,056/yr in principal paydown is where the returns accumulate. Ziffy Mortgage's 1.57 DSCR loan requires no W-2s or U.S. credit. Total projected cumulative return: $218,257.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.5% | 7.0% |
| Monthly Cash Flow | $135 | $1,500 |
City averages based on Harwinton market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,865 |
| Total Monthly Debt Service | $3,512 |
| DSCR Ratio | 1.10x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1950
21.70 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 06791, Harwinton, CT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,437 (100%) |
| Owner Occupied HU | 2,129 (87.4%) |
| Renter Occupied HU | 155 ( 6.4%) |
| Vacant Housing Units | 153 ( 6.3%) |
| Median Home Value | $399,199 |
| Average Home Value | $440,277 |
Housing Distribution
Address Breakdown
Residential
2,348
Single Family
2,336
Multi-Family
12
Businesses
125
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1950
21.70 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 06791, Harwinton, CT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,437 (100%) |
| Owner Occupied HU | 2,129 (87.4%) |
| Renter Occupied HU | 155 ( 6.4%) |
| Vacant Housing Units | 153 ( 6.3%) |
| Median Home Value | $399,199 |
| Average Home Value | $440,277 |
Housing Distribution
Address Breakdown
Residential
2,348
Single Family
2,336
Multi-Family
12
Businesses
125
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Christine A. Hunter • Hunter Real Estate, LLC
Mls Name: Smart MLS
Mls Provider:
Mls ID: #24121571
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.