7529 Beach DrOdessaMO64076
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe 8.32% yield at 7529 Beach Dr, Odessa, MO, 64076 in Odessa is solid, but the $662/mo payment compresses net cash flow to $103/mo at $147,200. This is a tight-spread property, income covers debt, with little cushion. For investors who can optimise occupancy, the upside is real: 5% annual appreciation adds $40,669 by year five, and $1,356/yr in loan paydown builds equity. Ziffy Mortgage qualifies this via DSCR (1.54) without U.S. income documentation. Total projected return: $62,497.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 8.3% | 6.2% |
| Monthly Cash Flow | $103 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,020 |
| Total Monthly Debt Service | $858 |
| DSCR Ratio | 1.19x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1999
0.36 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 64076, Odessa, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,872 (100%) |
| Owner Occupied HU | 2,703 (69.8%) |
| Renter Occupied HU | 920 (23.8%) |
| Vacant Housing Units | 249 ( 6.4%) |
| Median Home Value | $250,217 |
| Average Home Value | $272,095 |
Housing Distribution
Address Breakdown
Residential
4,020
Single Family
4,019
Multi-Family
1
Businesses
265
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1999
0.36 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 64076, Odessa, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,872 (100%) |
| Owner Occupied HU | 2,703 (69.8%) |
| Renter Occupied HU | 920 (23.8%) |
| Vacant Housing Units | 249 ( 6.4%) |
| Median Home Value | $250,217 |
| Average Home Value | $272,095 |
Housing Distribution
Address Breakdown
Residential
4,020
Single Family
4,019
Multi-Family
1
Businesses
265
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices