7523 Quinta StCarlsbadCA92009
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayNot all U.S. investment properties are valued for current income. 7523 Quinta St, Carlsbad, CA, 92009 in Carlsbad at $1,995,000, 4.42% gross yield, is a market-growth asset. Rental yield 4.42%. The $7,350/mo rent partially funds the $8,971/mo debt service; the core return is the 5%/yr price growth projected to add $551,182 over five years. Ziffy Mortgage's DSCR mortgage (0.82) provides financing for foreign nationals without domestic income checks. A 30–35% down payment often produces the cleanest coverage for low-yield properties. Total five-year return: $435,254.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 4.4% | 5.5% |
| Monthly Cash Flow | $(4,991) | $1,500 |
City averages based on Carlsbad market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $7,350 |
| Total Monthly Debt Service | $11,548 |
| DSCR Ratio | 0.64x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1984
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92009, Carlsbad, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 17,361 (100%) |
| Owner Occupied HU | 12,402 (71.4%) |
| Renter Occupied HU | 4,198 (24.2%) |
| Vacant Housing Units | 761 ( 4.4%) |
| Median Home Value | $1,351,079 |
| Average Home Value | $1,426,560 |
Housing Distribution
Address Breakdown
Residential
16,934
Single Family
14,979
Multi-Family
1,955
Businesses
490
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1984
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92009, Carlsbad, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 17,361 (100%) |
| Owner Occupied HU | 12,402 (71.4%) |
| Renter Occupied HU | 4,198 (24.2%) |
| Vacant Housing Units | 761 ( 4.4%) |
| Median Home Value | $1,351,079 |
| Average Home Value | $1,426,560 |
Housing Distribution
Address Breakdown
Residential
16,934
Single Family
14,979
Multi-Family
1,955
Businesses
490
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Benny Landman • Coastal Premier Properties
Mls Name: SDMLS
Mls ID: #250041851