7520 Buckingham Dr APT 1WSaint LouisMO63105
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayAt a 3.65% gross rental yield, 7520 Buckingham Dr APT 1W, Saint Louis, MO, 63105 in Saint Louis is priced for capital growth, not immediate cash flow. The $524,850 purchase reflects market confidence in future value: at 5%/yr, the property is forecast to gain $145,006 by year five, with $4,834/yr in additional equity from loan paydown. Ziffy Mortgage's DSCR mortgage (0.68) qualifies for non-U.S. residents without personal income documents. Total five-year projected cumulative return: $66,015.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 3.7% | 7.8% |
| Monthly Cash Flow | $(2,098) | $450 |
City averages based on Saint Louis market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,596 |
| Total Monthly Debt Service | $3,485 |
| DSCR Ratio | 0.46x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1935
1,306 sqft lot
$N/A/sqft
$425 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 63105, Saint Louis, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,214 (100%) |
| Owner Occupied HU | 4,117 (50.1%) |
| Renter Occupied HU | 3,052 (37.2%) |
| Vacant Housing Units | 1,045 (12.7%) |
| Median Home Value | $754,635 |
| Average Home Value | $864,005 |
Housing Distribution
Address Breakdown
Residential
7,179
Single Family
2,898
Multi-Family
4,281
Businesses
1,809
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1935
1,306 sqft lot
$N/A/sqft
$425 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 63105, Saint Louis, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,214 (100%) |
| Owner Occupied HU | 4,117 (50.1%) |
| Renter Occupied HU | 3,052 (37.2%) |
| Vacant Housing Units | 1,045 (12.7%) |
| Median Home Value | $754,635 |
| Average Home Value | $864,005 |
Housing Distribution
Address Breakdown
Residential
7,179
Single Family
2,898
Multi-Family
4,281
Businesses
1,809
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: taylor A Bailey • Bailey Properties, Inc.
Mls Name: MARIS
Mls Provider:
Mls ID: #25034306
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