7514 Ashton DrHoustonTX77095
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow7514 Ashton Dr, Houston, TX, 77095 in Houston is a top-tier cash-flow asset. At $295,000 it produces $2,013/mo in rent and $511/mo in net monthly income, a 10.87% gross rental yield. The DSCR of 1.52 qualifies for Ziffy Mortgage's DSCR loan without W-2s or U.S. credit history. Annual cash flow: $6,131. Five-year appreciation adds $81,503, driving a total cumulative return of $103,818.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.9% | 6.2% |
| Monthly Cash Flow | $511 | $450 |
City averages based on Houston market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,013 |
| Total Monthly Debt Service | $2,043 |
| DSCR Ratio | 0.99x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1990
7,039 sqft lot
$N/A/sqft
$750 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 77095, Houston, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 26,210 (100%) |
| Owner Occupied HU | 17,523 (66.9%) |
| Renter Occupied HU | 7,586 (28.9%) |
| Vacant Housing Units | 1,101 ( 4.2%) |
| Median Home Value | $314,917 |
| Average Home Value | $335,145 |
Housing Distribution
Address Breakdown
Residential
25,693
Single Family
20,074
Multi-Family
5,619
Businesses
1,242
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1990
7,039 sqft lot
$N/A/sqft
$750 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 77095, Houston, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 26,210 (100%) |
| Owner Occupied HU | 17,523 (66.9%) |
| Renter Occupied HU | 7,586 (28.9%) |
| Vacant Housing Units | 1,101 ( 4.2%) |
| Median Home Value | $314,917 |
| Average Home Value | $335,145 |
Housing Distribution
Address Breakdown
Residential
25,693
Single Family
20,074
Multi-Family
5,619
Businesses
1,242
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Roger Chappell • Chappell Home Sales LLC
Mls Name: HAR
Mls Provider:
Mls ID: #59201756
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