75 Yellow Jacket AveSopchoppyFL32358
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe cash-flow margin at 75 Yellow Jacket Ave, Sopchoppy, FL, 32358 in Sopchoppy is narrow, $134/mo net on $930/mo rent after the $540/mo debt service, but the property operates at break-even-plus, not a loss. At $120,000 with a 9.3% yield, the long-run equity case via 5% appreciation ($33,154 over five years) and $1,105/yr in principal paydown is where the returns accumulate. Ziffy Mortgage's 1.72 DSCR loan requires no W-2s or U.S. credit. Total projected cumulative return: $54,309.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.3% | 6.0% |
| Monthly Cash Flow | $134 | $200 |
City averages based on Sopchoppy market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $930 |
| Total Monthly Debt Service | $749 |
| DSCR Ratio | 1.24x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1950
0.25 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 32358, Sopchoppy, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,335 (100%) |
| Owner Occupied HU | 828 (62.0%) |
| Renter Occupied HU | 179 (13.4%) |
| Vacant Housing Units | 328 (24.6%) |
| Median Home Value | $304,887 |
| Average Home Value | $328,638 |
Housing Distribution
Address Breakdown
Residential
1,015
Single Family
1,013
Multi-Family
2
Businesses
50
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1950
0.25 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 32358, Sopchoppy, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,335 (100%) |
| Owner Occupied HU | 828 (62.0%) |
| Renter Occupied HU | 179 (13.4%) |
| Vacant Housing Units | 328 (24.6%) |
| Median Home Value | $304,887 |
| Average Home Value | $328,638 |
Housing Distribution
Address Breakdown
Residential
1,015
Single Family
1,013
Multi-Family
2
Businesses
50
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Charles Cooper • Keller Williams Town & Country
Mls Name: TBR
Mls Provider:
Mls ID: #383618
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.