75 Vernon DrDoverAR72837
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid, durable, and financeable, 75 Vernon Dr, Dover, AR, 72837 in Dover earns a 8.7% gross yield at $317,500. Rent of $1,739/mo nets $394/mo after the $1,428/mo mortgage. The 1.22 DSCR signals clean DSCR underwriting through Ziffy Mortgage, with no personal income verification required. Five-year value growth of $87,719 and $2,924/yr in equity accumulation project a total cumulative return of $109,251.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.7% | 9.0% |
| Monthly Cash Flow | $394 | $800 |
City averages based on Dover market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,739 |
| Total Monthly Debt Service | $1,782 |
| DSCR Ratio | 0.98x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in N/A
1.74 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72837, Dover, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,663 (100%) |
| Owner Occupied HU | 2,671 (72.9%) |
| Renter Occupied HU | 611 (16.7%) |
| Vacant Housing Units | 381 (10.4%) |
| Median Home Value | $190,309 |
| Average Home Value | $224,028 |
Housing Distribution
Address Breakdown
Residential
2,953
Single Family
2,953
Multi-Family
0
Businesses
91
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in N/A
1.74 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72837, Dover, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,663 (100%) |
| Owner Occupied HU | 2,671 (72.9%) |
| Renter Occupied HU | 611 (16.7%) |
| Vacant Housing Units | 381 (10.4%) |
| Median Home Value | $190,309 |
| Average Home Value | $224,028 |
Housing Distribution
Address Breakdown
Residential
2,953
Single Family
2,953
Multi-Family
0
Businesses
91
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: TJ Posey • The Lighthouse Realty Company
Mls Name: ArkansasOne MLS
Mls Provider:
Mls ID: #AV24-2390
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.