75 Van Stallen StRochesterNY14621
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe cash-flow margin at 75 Van Stallen St, Rochester, NY, 14621 in Rochester is narrow, $107/mo net on $807/mo rent after the $471/mo debt service, but the property operates at break-even-plus, not a loss. At $104,777 with a 9.24% yield, the long-run equity case via 5% appreciation ($28,948 over five years) and $965/yr in principal paydown is where the returns accumulate. Ziffy Mortgage's 1.71 DSCR loan requires no W-2s or U.S. credit. Total projected cumulative return: $46,910.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.2% | 6.2% |
| Monthly Cash Flow | $107 | $450 |
City averages based on Rochester market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $807 |
| Total Monthly Debt Service | $658 |
| DSCR Ratio | 1.23x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1900
4,791 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 14621, Rochester, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,868 (100%) |
| Owner Occupied HU | 3,852 (27.8%) |
| Renter Occupied HU | 8,695 (62.7%) |
| Vacant Housing Units | 1,321 ( 9.5%) |
| Median Home Value | $86,838 |
| Average Home Value | $175,161 |
Housing Distribution
Address Breakdown
Residential
12,739
Single Family
9,367
Multi-Family
3,372
Businesses
719
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1900
4,791 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 14621, Rochester, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,868 (100%) |
| Owner Occupied HU | 3,852 (27.8%) |
| Renter Occupied HU | 8,695 (62.7%) |
| Vacant Housing Units | 1,321 ( 9.5%) |
| Median Home Value | $86,838 |
| Average Home Value | $175,161 |
Housing Distribution
Address Breakdown
Residential
12,739
Single Family
9,367
Multi-Family
3,372
Businesses
719
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices