75 Riverbend DrWillacoocheeGA31650
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe cash-flow margin at 75 Riverbend Dr, Willacoochee, GA, 31650 in Willacoochee is narrow, $165/mo net on $1,413/mo rent after the $922/mo debt service, but the property operates at break-even-plus, not a loss. At $205,000 with a 8.27% yield, the long-run equity case via 5% appreciation ($56,638 over five years) and $1,888/yr in principal paydown is where the returns accumulate. Ziffy Mortgage's 1.53 DSCR loan requires no W-2s or U.S. credit. Total projected cumulative return: $88,281.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.3% | 7.0% |
| Monthly Cash Flow | $165 | $300 |
City averages based on Willacoochee market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,413 |
| Total Monthly Debt Service | $1,166 |
| DSCR Ratio | 1.21x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in N/A
1.79 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 31650, Willacoochee, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,434 (100%) |
| Owner Occupied HU | 886 (61.8%) |
| Renter Occupied HU | 353 (24.6%) |
| Vacant Housing Units | 195 (13.6%) |
| Median Home Value | $108,571 |
| Average Home Value | $183,694 |
Housing Distribution
Address Breakdown
Residential
1,042
Single Family
1,042
Multi-Family
0
Businesses
63
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in N/A
1.79 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 31650, Willacoochee, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,434 (100%) |
| Owner Occupied HU | 886 (61.8%) |
| Renter Occupied HU | 353 (24.6%) |
| Vacant Housing Units | 195 (13.6%) |
| Median Home Value | $108,571 |
| Average Home Value | $183,694 |
Housing Distribution
Address Breakdown
Residential
1,042
Single Family
1,042
Multi-Family
0
Businesses
63
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Kristin Johnson • Keller Williams Realty Georgia Communities
Mls Name: Douglas Coffee County BOR
Mls ID: #113825
Disclaimer: Copyright Douglas Coffee County Board of Realtors. All rights reserved. Information is deemed reliable but not guaranteed.