75 Park LnRochesterNY14625
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowIf cash-on-cash performance is your primary filter, 75 Park Ln, Rochester, NY, 14625 in Rochester deserves attention. This $395,000 property earns $3,460/mo in rent, a 10.51% gross yield, and nets $822/mo after the $1,776/mo payment. DSCR 1.95 makes it one of the cleaner DSCR underwriting candidates Ziffy Mortgage sees in this market. Five-year appreciation of $109,131 compounds alongside $3,638/yr in yearly equity build, for a total cumulative return of $203,544.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.5% | 6.2% |
| Monthly Cash Flow | $822 | $450 |
City averages based on Rochester market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $3,460 |
| Total Monthly Debt Service | $2,481 |
| DSCR Ratio | 1.39x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1946
0.35 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 14625, Rochester, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,230 (100%) |
| Owner Occupied HU | 3,935 (75.2%) |
| Renter Occupied HU | 941 (18.0%) |
| Vacant Housing Units | 354 ( 6.8%) |
| Median Home Value | $293,955 |
| Average Home Value | $331,034 |
Housing Distribution
Address Breakdown
Residential
4,807
Single Family
4,164
Multi-Family
643
Businesses
517
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1946
0.35 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 14625, Rochester, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,230 (100%) |
| Owner Occupied HU | 3,935 (75.2%) |
| Renter Occupied HU | 941 (18.0%) |
| Vacant Housing Units | 354 ( 6.8%) |
| Median Home Value | $293,955 |
| Average Home Value | $331,034 |
Housing Distribution
Address Breakdown
Residential
4,807
Single Family
4,164
Multi-Family
643
Businesses
517
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices