75 Lazy Acres RoadNorth ChittendenVT05763
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderReliable and efficiently structured, 75 Lazy Acres Road, North Chittenden, VT, 05763 in North Chittenden is a conservative rental investment at $675,000. Rental yield 7.52%. A 1.39 coverage ratio meets Ziffy Mortgage's DSCR standard for foreign-national financing. Five-year equity: 5% appreciation adds $186,490; $6,217/yr in principal paydown supplements. Total projected return: $240,588.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 7.5% | 6.2% |
| Monthly Cash Flow | $(261) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $4,230 |
| Total Monthly Debt Service | $4,222 |
| DSCR Ratio | 1.00x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2006
10.18 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 05763, Pittsford, VT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,297 (100%) |
| Owner Occupied HU | 907 (69.9%) |
| Renter Occupied HU | 206 (15.9%) |
| Vacant Housing Units | 184 (14.2%) |
| Median Home Value | $286,856 |
| Average Home Value | $359,573 |
Housing Distribution
Address Breakdown
Residential
1,063
Single Family
1,033
Multi-Family
30
Businesses
73
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2006
10.18 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 05763, Pittsford, VT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,297 (100%) |
| Owner Occupied HU | 907 (69.9%) |
| Renter Occupied HU | 206 (15.9%) |
| Vacant Housing Units | 184 (14.2%) |
| Median Home Value | $286,856 |
| Average Home Value | $359,573 |
Housing Distribution
Address Breakdown
Residential
1,063
Single Family
1,033
Multi-Family
30
Businesses
73
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Freddie Ann Bohlig • Four Seasons Sotheby's Int'l Realty
Mls Name: PrimeMLS
Mls ID: #5065750