75 Black OakPleasant PlainsAR72568
INVESTMENT ANALYSIS
Investment Verdict
Appreciation Play75 Black Oak, Pleasant Plains, AR, 72568 in Pleasant Plains is priced for appreciation, not yield. Rental yield 5.4%. At $279,900 with a 5.4% gross yield, the monthly income is modest, but 5% annual price growth is projected to add $77,331 in value over five years, making equity the primary return driver. Ziffy Mortgage's DSCR mortgage (1.00) can still finance this property for non-U.S. residents; a 30–35% down payment typically produces the cleanest underwriting for appreciation-focused assets. Total projected cumulative return: $78,736.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 5.4% | 8.0% |
| Monthly Cash Flow | $(423) | $300 |
City averages based on Pleasant Plains market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,260 |
| Total Monthly Debt Service | $1,571 |
| DSCR Ratio | 0.80x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2026
0.52 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72568, Pleasant Plains, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 744 (100%) |
| Owner Occupied HU | 548 (73.7%) |
| Renter Occupied HU | 111 (14.9%) |
| Vacant Housing Units | 85 (11.4%) |
| Median Home Value | $157,246 |
| Average Home Value | $175,265 |
Housing Distribution
Address Breakdown
Residential
626
Single Family
626
Multi-Family
0
Businesses
45
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2026
0.52 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72568, Pleasant Plains, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 744 (100%) |
| Owner Occupied HU | 548 (73.7%) |
| Renter Occupied HU | 111 (14.9%) |
| Vacant Housing Units | 85 (11.4%) |
| Median Home Value | $157,246 |
| Average Home Value | $175,265 |
Housing Distribution
Address Breakdown
Residential
626
Single Family
626
Multi-Family
0
Businesses
45
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Michele M Maiga • Choice Realty
Mls Name: CARMLS
Mls ID: #26004421