75-3791 Leialii LoopKailua KonaHI96740
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayInvestors who prioritise long-run asset value over immediate income should consider 75-3791 Leialii Loop, Kailua Kona, HI, 96740 in Kailua Kona. Rental yield 4.01%. At $1,225,000 with 4.01% gross yield, current distributions are modest, but the 5% appreciation rate projects $338,445 in new equity by year five, complemented by $11,282/yr in principal paydown. Ziffy Mortgage's DSCR loan (0.74) allows non-U.S. residents to acquire without W-2s or domestic credit. Total projected five-year cumulative return: $254,286.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 4% | 4.8% |
| Monthly Cash Flow | $(3,251) | $1,850 |
City averages based on Kailua Kona market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,094 |
| Total Monthly Debt Service | $6,858 |
| DSCR Ratio | 0.60x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2024
4,000 sqft lot
$N/A/sqft
$200 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 96740, Kailua Kona, HI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 20,076 (100%) |
| Owner Occupied HU | 9,918 (49.4%) |
| Renter Occupied HU | 5,421 (27.0%) |
| Vacant Housing Units | 4,737 (23.6%) |
| Median Home Value | $841,538 |
| Average Home Value | $933,708 |
Housing Distribution
Address Breakdown
Residential
14,399
Single Family
12,335
Multi-Family
2,064
Businesses
1,754
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2024
4,000 sqft lot
$N/A/sqft
$200 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 96740, Kailua Kona, HI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 20,076 (100%) |
| Owner Occupied HU | 9,918 (49.4%) |
| Renter Occupied HU | 5,421 (27.0%) |
| Vacant Housing Units | 4,737 (23.6%) |
| Median Home Value | $841,538 |
| Average Home Value | $933,708 |
Housing Distribution
Address Breakdown
Residential
14,399
Single Family
12,335
Multi-Family
2,064
Businesses
1,754
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Terri A Walker • NextHome All Islands
Mls Name: Hawaii Information Service
Mls Provider:
Mls ID: #725875
Disclaimer: Copyright 2026 MLS Hawaii, Inc. All rights reserved. IDX information is provided exclusively for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by the MLS. Listing Information presented by local MLS brokerage: Zillow, Inc., local broker - Joel Backman - (808) 437-8500. [Click here for more information](/mls-disclaimers/#726)