749 County Road 6479DaytonTX77535
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayAt a 4.84% gross rental yield, 749 County Road 6479, Dayton, TX, 77535 in Dayton is priced for capital growth, not immediate cash flow. The $235,000 purchase reflects market confidence in future value: at 5%/yr, the property is forecast to gain $64,926 by year five, with $2,164/yr in additional equity from loan paydown. Ziffy Mortgage's DSCR mortgage (0.90) qualifies for non-U.S. residents without personal income documents. Total five-year projected cumulative return: $43,556.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 4.8% | 6.2% |
| Monthly Cash Flow | $(723) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $948 |
| Total Monthly Debt Service | $1,578 |
| DSCR Ratio | 0.60x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2014
2.30 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 77535, Dayton, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 14,472 (100%) |
| Owner Occupied HU | 10,999 (76.0%) |
| Renter Occupied HU | 2,436 (16.8%) |
| Vacant Housing Units | 1,037 ( 7.2%) |
| Median Home Value | $237,859 |
| Average Home Value | $266,956 |
Housing Distribution
Address Breakdown
Residential
13,579
Single Family
12,828
Multi-Family
751
Businesses
574
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2014
2.30 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 77535, Dayton, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 14,472 (100%) |
| Owner Occupied HU | 10,999 (76.0%) |
| Renter Occupied HU | 2,436 (16.8%) |
| Vacant Housing Units | 1,037 ( 7.2%) |
| Median Home Value | $237,859 |
| Average Home Value | $266,956 |
Housing Distribution
Address Breakdown
Residential
13,579
Single Family
12,828
Multi-Family
751
Businesses
574
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices