7480 Beach RdPerryFL32348
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowIf cash-on-cash performance is your primary filter, 7480 Beach Rd, Perry, FL, 32348 in Perry deserves attention. This $235,000 property earns $2,312/mo in rent, a 11.81% gross yield, and nets $753/mo after the $1,057/mo payment. DSCR 2.19 makes it one of the cleaner DSCR underwriting candidates Ziffy Mortgage sees in this market. Five-year appreciation of $64,926 compounds alongside $2,164/yr in yearly equity build, for a total cumulative return of $137,984.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11.8% | 8.0% |
| Monthly Cash Flow | $753 | $150 |
City averages based on Perry market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,312 |
| Total Monthly Debt Service | $1,466 |
| DSCR Ratio | 1.58x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 2021
3.74 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 32348, Perry, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,105 (100%) |
| Owner Occupied HU | 2,912 (57.0%) |
| Renter Occupied HU | 1,091 (21.4%) |
| Vacant Housing Units | 1,102 (21.6%) |
| Median Home Value | $98,509 |
| Average Home Value | $162,390 |
Housing Distribution
Address Breakdown
Residential
4,260
Single Family
4,069
Multi-Family
191
Businesses
381
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 2021
3.74 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 32348, Perry, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,105 (100%) |
| Owner Occupied HU | 2,912 (57.0%) |
| Renter Occupied HU | 1,091 (21.4%) |
| Vacant Housing Units | 1,102 (21.6%) |
| Median Home Value | $98,509 |
| Average Home Value | $162,390 |
Housing Distribution
Address Breakdown
Residential
4,260
Single Family
4,069
Multi-Family
191
Businesses
381
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices