748 E 8620 SSandyUT84094
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderThe 7.46% yield at 748 E 8620 S, Sandy, UT, 84094 in Sandy is solid, but the $2,199/mo payment compresses net cash flow to $175/mo at $489,000. This is a tight-spread property, income covers debt, with little cushion. For investors who can optimise occupancy, the upside is real: 5% annual appreciation adds $135,102 by year five, and $4,504/yr in loan paydown builds equity. Ziffy Mortgage qualifies this via DSCR (1.38) without U.S. income documentation. Total projected return: $196,011.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 7.5% | 6.2% |
| Monthly Cash Flow | $175 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $3,041 |
| Total Monthly Debt Service | $2,672 |
| DSCR Ratio | 1.14x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 1995
4,356 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 84094, Sandy, UT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 10,017 (100%) |
| Owner Occupied HU | 7,163 (71.5%) |
| Renter Occupied HU | 2,667 (26.6%) |
| Vacant Housing Units | 187 ( 1.9%) |
| Median Home Value | $585,294 |
| Average Home Value | $613,428 |
Housing Distribution
Address Breakdown
Residential
9,751
Single Family
8,671
Multi-Family
1,080
Businesses
375
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 1995
4,356 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 84094, Sandy, UT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 10,017 (100%) |
| Owner Occupied HU | 7,163 (71.5%) |
| Renter Occupied HU | 2,667 (26.6%) |
| Vacant Housing Units | 187 ( 1.9%) |
| Median Home Value | $585,294 |
| Average Home Value | $613,428 |
Housing Distribution
Address Breakdown
Residential
9,751
Single Family
8,671
Multi-Family
1,080
Businesses
375
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: M.Wade Gulden • Real Broker, LLC
Mls Name: UtahRealEstate.com
Mls Provider:
Mls ID: #2099251
Disclaimer: Based on information from the Wasatch Front Regional Multiple Listing Service, Inc. as of 2025-07-19 12:35:44 PDT. All data, including all measurements and calculations of area, is obtained from various sources and has not been, and will not be, verified by broker or the MLS. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. [Click here for more information](/mls-disclaimers/#319)