7470 Brink RdGaithersburgMD20882
INVESTMENT ANALYSIS
Investment Verdict
Appreciation Play7470 Brink Rd, Gaithersburg, MD, 20882 in Gaithersburg is priced for appreciation, not yield. Rental yield 5.6%. At $529,900 with a 5.6% gross yield, the monthly income is modest, but 5% annual price growth is projected to add $146,402 in value over five years, making equity the primary return driver. Ziffy Mortgage's DSCR mortgage (1.04) can still finance this property for non-U.S. residents; a 30–35% down payment typically produces the cleanest underwriting for appreciation-focused assets. Total projected cumulative return: $148,109.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 5.6% | 5.1% |
| Monthly Cash Flow | $(821) | $1,850 |
City averages based on Gaithersburg market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,474 |
| Total Monthly Debt Service | $3,085 |
| DSCR Ratio | 0.80x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1957
0.48 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 20882, Gaithersburg, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,665 (100%) |
| Owner Occupied HU | 4,358 (93.4%) |
| Renter Occupied HU | 206 ( 4.4%) |
| Vacant Housing Units | 101 ( 2.2%) |
| Median Home Value | $793,019 |
| Average Home Value | $825,176 |
Housing Distribution
Address Breakdown
Residential
4,712
Single Family
4,712
Multi-Family
0
Businesses
154
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1957
0.48 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 20882, Gaithersburg, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,665 (100%) |
| Owner Occupied HU | 4,358 (93.4%) |
| Renter Occupied HU | 206 ( 4.4%) |
| Vacant Housing Units | 101 ( 2.2%) |
| Median Home Value | $793,019 |
| Average Home Value | $825,176 |
Housing Distribution
Address Breakdown
Residential
4,712
Single Family
4,712
Multi-Family
0
Businesses
154
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: William Ortega • Signature Home Realty LLC
Mls Name: Bright MLS
Mls ID: #MDMC2198992