747 Cardinal LnApolloPA15613
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity Builder747 Cardinal Ln, Apollo, PA, 15613 in Apollo earns a respectable 7.9% gross yield at $145,000, but after the $652/mo mortgage the net cash flow is $4/mo, a tight but positive spread. Expense discipline (vacancy, management, maintenance) will determine whether the margin widens. Ziffy Mortgage's DSCR mortgage (1.46) still qualifies on property income; a larger down payment can improve the cash-flow buffer. Long-term, 5% appreciation projects $40,061 over five years, making equity the dominant return driver. Total projected return: $55,486.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 7.9% | 6.2% |
| Monthly Cash Flow | $4 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $954 |
| Total Monthly Debt Service | $892 |
| DSCR Ratio | 1.07x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 2026
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 15613, Apollo, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,227 (100%) |
| Owner Occupied HU | 4,763 (76.5%) |
| Renter Occupied HU | 1,031 (16.6%) |
| Vacant Housing Units | 433 ( 7.0%) |
| Median Home Value | $229,848 |
| Average Home Value | $275,216 |
Housing Distribution
Address Breakdown
Residential
5,952
Single Family
5,941
Multi-Family
11
Businesses
276
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 2026
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 15613, Apollo, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,227 (100%) |
| Owner Occupied HU | 4,763 (76.5%) |
| Renter Occupied HU | 1,031 (16.6%) |
| Vacant Housing Units | 433 ( 7.0%) |
| Median Home Value | $229,848 |
| Average Home Value | $275,216 |
Housing Distribution
Address Breakdown
Residential
5,952
Single Family
5,941
Multi-Family
11
Businesses
276
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • UMH Properties, Inc.
Mls Name: UMH Properties Inc
Mls Provider:
Mls ID: #N/A