7461 S Kit Carson StreetCentennialCO80122
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayYield and appreciation often trade off, and at 7461 S Kit Carson Street, Centennial, CO, 80122 in Centennial the bet is firmly on appreciation. Rental yield 5.33%. The 5.33% gross yield on a $780,000 price is below income-first thresholds, but 5%/yr value growth projects $215,500 in equity by year five. Ziffy Mortgage's non-U.S. DSCR mortgage (0.99) finances the acquisition on rental income alone. A larger down payment (30–35%) reduces monthly debt service and tightens the spread. Total projected cumulative return: $224,944.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 5.3% | 3.8% |
| Monthly Cash Flow | $(1,081) | $1,850 |
City averages based on Centennial market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,464 |
| Total Monthly Debt Service | $4,235 |
| DSCR Ratio | 0.82x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1978
9,147 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 80122, Littleton, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,130 (100%) |
| Owner Occupied HU | 10,154 (77.3%) |
| Renter Occupied HU | 2,648 (20.2%) |
| Vacant Housing Units | 328 ( 2.5%) |
| Median Home Value | $659,633 |
| Average Home Value | $698,545 |
Housing Distribution
Address Breakdown
Residential
13,076
Single Family
11,406
Multi-Family
1,670
Businesses
846
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1978
9,147 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 80122, Littleton, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,130 (100%) |
| Owner Occupied HU | 10,154 (77.3%) |
| Renter Occupied HU | 2,648 (20.2%) |
| Vacant Housing Units | 328 ( 2.5%) |
| Median Home Value | $659,633 |
| Average Home Value | $698,545 |
Housing Distribution
Address Breakdown
Residential
13,076
Single Family
11,406
Multi-Family
1,670
Businesses
846
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Connie Kraska • LIV Sotheby's International Realty
Mls Name: REcolorado
Mls ID: #6405832