746 McKay Rd, Gray, GA, 31032 | $1,327/mo Cash Flow

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Monthly Cash Flow: 1 - 3k+

Home Type: Single Family

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746 McKay Rd, Gray, GA, 31032 | $1,327/mo Cash Flow | Ziffy

Pending

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Rental property for sale in Gray at 746 McKay Rd, Gray, GA, 31032 generates $2,482/mo in rent and, after a $929/mo payment, leaves $1,327/mo in cash flow. Total monthly income is $2,482/mo, and annual cash flow is $15,920/yr on $62,952 invested. Return on cash invested sits at 45.2% in year one, and rental yield is 15.68% on a $189,900 entry. Equity gained on principal adds $1,225/yr, while 5% annual appreciation builds toward $52,466 over five years. Five-year ROI reaches 238.34% and total cumulative return in cash sums $150,041. For financing, investors can use Ziffy Mortgage’s DSCR loan, which considers $2,482/mo property income rather than buyer’s personal income.

Manufactured

Built in 2001

4.83 Acres lot

$N/A/sqft

No HOA

More details about the property

Nestled on 4.8 acres of serene countryside, this charming 4-bedroom, 2-bathroom home in the heart of Jones County offers the perfect blend of privacy, space, and modern comfort. Whether you're looking for a peaceful retreat or a spacious home to suit your lifestyle, this property provides the ideal setting to enjoy a relaxed, rural lifestyle while still being within easy reach of local amenities and schools. This home has had a wide array of updates over the last 12 years including a new metal roof, shiplap in the dining room, front porch (Jan 2021), vinyl plank flooring in the hallway, kitchen, family room, and living room in 2020, appliances replaced between 2017 and 2019. The 350 square foot shop is wired with an AC window unit and a roll up door, this could serve as a workshop for hobbies, garage, or additional storage. Step outside onto the expansive 4.8-acre lot, offering endless opportunities for outdoor enjoyment as a half acre was recently cleared to expand the yard. The property is a perfect canvas for gardening, farming, or creating your own private oasis. Whether you envision a pool, outdoor living area, or even a barn, there's plenty of room to bring your dreams to life.