745 Mann RdCrittendenKY41030
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeTight but positive: 745 Mann Rd, Crittenden, KY, 41030 in Crittenden at $140,000 earns $1,020/mo in rent and nets $168/mo after the $630/mo payment, a 8.74% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $38,679 over five years. Ziffy Mortgage underwrites this on a 1.62 DSCR without U.S. credit history. With $1,289/yr in principal paydown, total projected return reaches $63,852.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.7% | 5.5% |
| Monthly Cash Flow | $168 | $300 |
City averages based on Crittenden market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,020 |
| Total Monthly Debt Service | $796 |
| DSCR Ratio | 1.28x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in N/A
10.06 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 41030, Crittenden, KY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,471 (100%) |
| Owner Occupied HU | 1,605 (65.0%) |
| Renter Occupied HU | 751 (30.4%) |
| Vacant Housing Units | 115 ( 4.7%) |
| Median Home Value | $269,100 |
| Average Home Value | $277,232 |
Housing Distribution
Address Breakdown
Residential
2,420
Single Family
2,269
Multi-Family
151
Businesses
102
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in N/A
10.06 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 41030, Crittenden, KY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,471 (100%) |
| Owner Occupied HU | 1,605 (65.0%) |
| Renter Occupied HU | 751 (30.4%) |
| Vacant Housing Units | 115 ( 4.7%) |
| Median Home Value | $269,100 |
| Average Home Value | $277,232 |
Housing Distribution
Address Breakdown
Residential
2,420
Single Family
2,269
Multi-Family
151
Businesses
102
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: William D'Andrea • Paragon Realty Partners
Mls Name: NKMLS
Mls ID: #639797