744-045 Pickens RdDoyleCA96109
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowDay-one income is the story at 744-045 Pickens Rd, Doyle, CA, 96109 in Doyle. Priced at $185,000, it generates $2,008/mo in gross rent and $785/mo in net monthly cash flow, a 13.02% yield that comfortably supports the 2.41 DSCR needed for Ziffy Mortgage's no-W2 DSCR mortgage. Projected annual cash flow: $9,426. Five-year appreciation: $51,112. Equity from principal paydown: $1,704/yr. Total projected cumulative return: $121,073.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 13% | 5.0% |
| Monthly Cash Flow | $785 | $1,200 |
City averages based on Doyle market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,008 |
| Total Monthly Debt Service | $1,149 |
| DSCR Ratio | 1.75x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 2016
1.35 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 96109, Doyle, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 568 (100%) |
| Owner Occupied HU | 363 (63.9%) |
| Renter Occupied HU | 105 (18.5%) |
| Vacant Housing Units | 100 (17.6%) |
| Median Home Value | $210,057 |
| Average Home Value | $193,657 |
Housing Distribution
Address Breakdown
Residential
43
Single Family
43
Multi-Family
0
Businesses
19
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 2016
1.35 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 96109, Doyle, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 568 (100%) |
| Owner Occupied HU | 363 (63.9%) |
| Renter Occupied HU | 105 (18.5%) |
| Vacant Housing Units | 100 (17.6%) |
| Median Home Value | $210,057 |
| Average Home Value | $193,657 |
Housing Distribution
Address Breakdown
Residential
43
Single Family
43
Multi-Family
0
Businesses
19
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices