7426 Highway 16GuindaCA95637
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow7426 Highway 16, Guinda, CA, 95637 in Guinda earns its strong cash-flow label: 11.12% yield, $3,241/mo rent, $1,077/mo net income, DSCR 2.06. The $349,800 acquisition cost produces immediate returns that put this property in the top tier for U.S. income assets accessible via Ziffy Mortgage's rental-income underwriting. Long-term, 5% annual appreciation adds $96,643 by year five. Combined with $3,222/yr in principal paydown, total projected return reaches $201,973.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11.1% | 6.0% |
| Monthly Cash Flow | $1,077 | $1,500 |
City averages based on Guinda market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,241 |
| Total Monthly Debt Service | $2,025 |
| DSCR Ratio | 1.60x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1972
0.29 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95637, Guinda, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 92 (100%) |
| Owner Occupied HU | 48 (52.2%) |
| Renter Occupied HU | 25 (27.2%) |
| Vacant Housing Units | 19 (20.7%) |
| Median Home Value | $1,083,333 |
| Average Home Value | $1,372,500 |
Housing Distribution
Address Breakdown
Residential
14
Single Family
14
Multi-Family
0
Businesses
15
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1972
0.29 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95637, Guinda, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 92 (100%) |
| Owner Occupied HU | 48 (52.2%) |
| Renter Occupied HU | 25 (27.2%) |
| Vacant Housing Units | 19 (20.7%) |
| Median Home Value | $1,083,333 |
| Average Home Value | $1,372,500 |
Housing Distribution
Address Breakdown
Residential
14
Single Family
14
Multi-Family
0
Businesses
15
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Neven Spralja • RealHome Services and Solution
Mls Name: SFAR
Mls ID: #225096913