74250 Island Mountain RoadPiercyCA95587
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowStrong cash flow defines 74250 Island Mountain Road, Piercy, CA, 95587 in Piercy: $2,335/mo in rent, $1,005/mo net, 13.03% gross yield, all on a $215,000 acquisition. The 2.41 coverage ratio comfortably clears Ziffy Mortgage's threshold, enabling foreign-national buyers to close without U.S. credit documentation. Over five years, 5% appreciation adds $59,401 in value, and $1,980/yr in principal paydown steadily builds equity. Projected total cumulative return: $146,212.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 13% | 5.0% |
| Monthly Cash Flow | $1,005 | $1,500 |
City averages based on Piercy market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $2,335 |
| Total Monthly Debt Service | $1,244 |
| DSCR Ratio | 1.88x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Multi Family
Built in 2015
160 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95587, Piercy, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 242 (100%) |
| Owner Occupied HU | 120 (49.6%) |
| Renter Occupied HU | 74 (30.6%) |
| Vacant Housing Units | 48 (19.8%) |
| Median Home Value | $791,667 |
| Average Home Value | $971,313 |
Housing Distribution
Address Breakdown
Residential
9
Single Family
8
Multi-Family
1
Businesses
13
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Multi Family
Built in 2015
160 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95587, Piercy, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 242 (100%) |
| Owner Occupied HU | 120 (49.6%) |
| Renter Occupied HU | 74 (30.6%) |
| Vacant Housing Units | 48 (19.8%) |
| Median Home Value | $791,667 |
| Average Home Value | $971,313 |
Housing Distribution
Address Breakdown
Residential
9
Single Family
8
Multi-Family
1
Businesses
13
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: BAREIS
Mls ID: #326051472