7417 Lidia CtSacramentoCA95828
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowIf cash-on-cash performance is your primary filter, 7417 Lidia Ct, Sacramento, CA, 95828 in Sacramento deserves attention. This $424,500 property earns $3,690/mo in rent, a 10.43% gross yield, and nets $1,064/mo after the $1,909/mo payment. DSCR 1.93 makes it one of the cleaner DSCR underwriting candidates Ziffy Mortgage sees in this market. Five-year appreciation of $117,282 compounds alongside $3,910/yr in yearly equity build, for a total cumulative return of $229,419.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.4% | 4.8% |
| Monthly Cash Flow | $1,064 | $285 |
City averages based on Sacramento market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,690 |
| Total Monthly Debt Service | $2,457 |
| DSCR Ratio | 1.50x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1992
5,401 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95828, Sacramento, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 19,631 (100%) |
| Owner Occupied HU | 11,921 (60.7%) |
| Renter Occupied HU | 7,296 (37.2%) |
| Vacant Housing Units | 414 ( 2.1%) |
| Median Home Value | $465,952 |
| Average Home Value | $503,533 |
Housing Distribution
Address Breakdown
Residential
18,950
Single Family
17,326
Multi-Family
1,624
Businesses
1,110
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1992
5,401 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95828, Sacramento, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 19,631 (100%) |
| Owner Occupied HU | 11,921 (60.7%) |
| Renter Occupied HU | 7,296 (37.2%) |
| Vacant Housing Units | 414 ( 2.1%) |
| Median Home Value | $465,952 |
| Average Home Value | $503,533 |
Housing Distribution
Address Breakdown
Residential
18,950
Single Family
17,326
Multi-Family
1,624
Businesses
1,110
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Tracy Tran • JTN Real Estate Inc.
Mls Name: MetroList Services of CA
Mls ID: #225098398