741 County Route 44Chase MillsNY13621
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow741 County Route 44, Chase Mills, NY, 13621 in Chase Mills is a top-tier cash-flow asset. At $279,000 it produces $2,725/mo in rent and $862/mo in net monthly income, a 11.72% gross rental yield. The DSCR of 2.17 qualifies for Ziffy Mortgage's DSCR loan without W-2s or U.S. credit history. Annual cash flow: $10,345. Five-year appreciation adds $77,083, driving a total cumulative return of $161,840.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 11.7% | 6.2% |
| Monthly Cash Flow | $862 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,725 |
| Total Monthly Debt Service | $1,752 |
| DSCR Ratio | 1.56x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1820
12.86 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 13621, Chase Mills, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 281 (100%) |
| Owner Occupied HU | 162 (57.7%) |
| Renter Occupied HU | 44 (15.7%) |
| Vacant Housing Units | 75 (26.7%) |
| Median Home Value | $170,513 |
| Average Home Value | $223,642 |
Housing Distribution
Address Breakdown
Residential
262
Single Family
244
Multi-Family
18
Businesses
6
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1820
12.86 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 13621, Chase Mills, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 281 (100%) |
| Owner Occupied HU | 162 (57.7%) |
| Renter Occupied HU | 44 (15.7%) |
| Vacant Housing Units | 75 (26.7%) |
| Median Home Value | $170,513 |
| Average Home Value | $223,642 |
Housing Distribution
Address Breakdown
Residential
262
Single Family
244
Multi-Family
18
Businesses
6
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: SLCMLS
Mls ID: #52274