741 5th AveSan BrunoCA94066
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayNot all U.S. investment properties are valued for current income. 741 5th Ave, San Bruno, CA, 94066 in San Bruno at $899,999, 5.58% gross yield, is a market-growth asset. Rental yield 5.58%. The $4,182/mo rent partially funds the $4,047/mo debt service; the core return is the 5%/yr price growth projected to add $248,653 over five years. Ziffy Mortgage's DSCR mortgage (1.03) provides financing for foreign nationals without domestic income checks. A 30–35% down payment often produces the cleanest coverage for low-yield properties. Total five-year return: $252,108.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 5.6% | 5.5% |
| Monthly Cash Flow | $(1,386) | $400 |
City averages based on San Bruno market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,182 |
| Total Monthly Debt Service | $5,209 |
| DSCR Ratio | 0.80x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1943
5,000 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94066, San Bruno, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 16,524 (100%) |
| Owner Occupied HU | 8,832 (53.4%) |
| Renter Occupied HU | 6,971 (42.2%) |
| Vacant Housing Units | 721 ( 4.4%) |
| Median Home Value | $1,259,004 |
| Average Home Value | $1,286,494 |
Housing Distribution
Address Breakdown
Residential
16,342
Single Family
11,258
Multi-Family
5,084
Businesses
1,051
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1943
5,000 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94066, San Bruno, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 16,524 (100%) |
| Owner Occupied HU | 8,832 (53.4%) |
| Renter Occupied HU | 6,971 (42.2%) |
| Vacant Housing Units | 721 ( 4.4%) |
| Median Home Value | $1,259,004 |
| Average Home Value | $1,286,494 |
Housing Distribution
Address Breakdown
Residential
16,342
Single Family
11,258
Multi-Family
5,084
Businesses
1,051
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: MLSListings Inc
Mls ID: #ML82037643