7405 Alpine RdLa HondaCA94020
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayInvestment property for sale in La Honda at 7405 Alpine Rd, La Honda, CA, 94020 projects strong ROI of 10.8%. Rental yield 4.08%. With 5% annual appreciation, the property builds $716,951 in value over five years. Equity growth combined delivers a projected five-year ROI of 70.69%, translating into $518,242 in total cumulative return on $733,088 invested capital. You can finance this property with Ziffy Mortgage’s DSCR loan, which leverages the property’s income for qualification rather than your personal income.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 4.1% | 5.5% |
| Monthly Cash Flow | $(7,237) | $1,200 |
City averages based on La Honda market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $8,816 |
| Total Monthly Debt Service | $15,021 |
| DSCR Ratio | 0.59x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1982
6.16 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94020, La Honda, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 888 (100%) |
| Owner Occupied HU | 521 (58.7%) |
| Renter Occupied HU | 266 (30.0%) |
| Vacant Housing Units | 101 (11.4%) |
| Median Home Value | $1,534,091 |
| Average Home Value | $1,485,480 |
Housing Distribution
Address Breakdown
Residential
205
Single Family
205
Multi-Family
0
Businesses
20
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1982
6.16 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94020, La Honda, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 888 (100%) |
| Owner Occupied HU | 521 (58.7%) |
| Renter Occupied HU | 266 (30.0%) |
| Vacant Housing Units | 101 (11.4%) |
| Median Home Value | $1,534,091 |
| Average Home Value | $1,485,480 |
Housing Distribution
Address Breakdown
Residential
205
Single Family
205
Multi-Family
0
Businesses
20
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Scott Hayes • Compass
Mls Name: MLSListings Inc
Mls ID: #ML82033133