7400 Pembroke DrClintonMD20735
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 7400 Pembroke Dr, Clinton, MD, 20735 in Clinton speaks for itself: 10.12% gross on a $445,000 price, generating $3,751/mo in rent and $984/mo in net income after the $2,001/mo debt service. DSCR 1.87, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $11,802 stacks alongside $122,945 in projected five-year appreciation and $4,098/yr in principal reduction. Projected total cumulative return: $232,094.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.1% | 7.5% |
| Monthly Cash Flow | $984 | $1,500 |
City averages based on Clinton market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,751 |
| Total Monthly Debt Service | $2,591 |
| DSCR Ratio | 1.45x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1961
10,604 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 20735, Clinton, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,947 (100%) |
| Owner Occupied HU | 12,075 (86.6%) |
| Renter Occupied HU | 1,345 ( 9.6%) |
| Vacant Housing Units | 527 ( 3.8%) |
| Median Home Value | $483,047 |
| Average Home Value | $511,058 |
Housing Distribution
Address Breakdown
Residential
13,649
Single Family
13,316
Multi-Family
333
Businesses
1,277
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1961
10,604 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 20735, Clinton, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,947 (100%) |
| Owner Occupied HU | 12,075 (86.6%) |
| Renter Occupied HU | 1,345 ( 9.6%) |
| Vacant Housing Units | 527 ( 3.8%) |
| Median Home Value | $483,047 |
| Average Home Value | $511,058 |
Housing Distribution
Address Breakdown
Residential
13,649
Single Family
13,316
Multi-Family
333
Businesses
1,277
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices