740 Ardath DrCambriaCA93428








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Rental property for sale in Cambria at 740 Ardath Dr, Cambria, CA, 93428 priced at $1,500,000 converts $4,990/mo rent into after a $7,342/mo obligation. Total monthly income equals $4,990/mo. Return on cash invested prints 9.78% in year one, and rental yield reads 3.99% against a $1,500,000 entry. Equity gained on principal adds $9,679/yr, while 5% annual appreciation compiles into $414,422 by year five. Five-year ROI reaches 48.42% and total cumulative return in cash sums $235,307. For leverage, Ziffy Mortgage’s DSCR loan bases approval on $4,990/mo property income covering a $7,342/mo payment, not borrower’s personal income.
Single Family
Built in 1997
5,250 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 93428, Cambria, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,205 (100%) |
| Owner Occupied HU | 2,065 (49.1%) |
| Renter Occupied HU | 703 (16.7%) |
| Vacant Housing Units | 1,437 (34.2%) |
| Median Home Value | $986,374 |
| Average Home Value | $1,104,103 |
Housing Distribution
Address Breakdown
Residential
3,523
Single Family
3,523
Multi-Family
0
Businesses
422
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Listed by: Terri Winn • GUIDE Real Estate
Mls Name: CRMLS
Mls ID: #NS25200213








