74 Zions Hill RoadDexterME04930
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 74 Zions Hill Road, Dexter, ME, 04930 in Dexter speaks for itself: 10.89% gross on a $350,000 price, generating $3,178/mo in rent and $969/mo in net income after the $1,574/mo debt service. DSCR 2.02, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $11,624 stacks alongside $96,699 in projected five-year appreciation and $3,224/yr in principal reduction. Projected total cumulative return: $195,295.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.9% | 7.0% |
| Monthly Cash Flow | $969 | $400 |
City averages based on Dexter market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,178 |
| Total Monthly Debt Service | $2,070 |
| DSCR Ratio | 1.54x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1925
0.25 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 04930, Dexter, ME area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,619 (100%) |
| Owner Occupied HU | 1,511 (57.7%) |
| Renter Occupied HU | 532 (20.3%) |
| Vacant Housing Units | 576 (22.0%) |
| Median Home Value | $232,444 |
| Average Home Value | $328,154 |
Housing Distribution
Address Breakdown
Residential
1,991
Single Family
1,904
Multi-Family
87
Businesses
120
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1925
0.25 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 04930, Dexter, ME area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,619 (100%) |
| Owner Occupied HU | 1,511 (57.7%) |
| Renter Occupied HU | 532 (20.3%) |
| Vacant Housing Units | 576 (22.0%) |
| Median Home Value | $232,444 |
| Average Home Value | $328,154 |
Housing Distribution
Address Breakdown
Residential
1,991
Single Family
1,904
Multi-Family
87
Businesses
120
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices