74 Hurlbutt StreetWiltonCT06897
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowIf cash-on-cash performance is your primary filter, 74 Hurlbutt Street, Wilton, CT, 06897 in Wilton deserves attention. This $899,500 property earns $7,776/mo in rent, a 10.37% gross yield, and nets $1,664/mo after the $4,045/mo payment. DSCR 1.92 makes it one of the cleaner DSCR underwriting candidates Ziffy Mortgage sees in this market. Five-year appreciation of $248,515 compounds alongside $8,284/yr in yearly equity build, for a total cumulative return of $450,508.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.4% | 6.0% |
| Monthly Cash Flow | $1,664 | $1,500 |
City averages based on Wilton market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $7,776 |
| Total Monthly Debt Service | $5,754 |
| DSCR Ratio | 1.35x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1951
1.70 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 06897, Wilton, CT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,687 (100%) |
| Owner Occupied HU | 5,313 (79.5%) |
| Renter Occupied HU | 960 (14.4%) |
| Vacant Housing Units | 414 ( 6.2%) |
| Median Home Value | $898,026 |
| Average Home Value | $999,354 |
Housing Distribution
Address Breakdown
Residential
6,510
Single Family
6,027
Multi-Family
483
Businesses
767
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1951
1.70 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 06897, Wilton, CT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,687 (100%) |
| Owner Occupied HU | 5,313 (79.5%) |
| Renter Occupied HU | 960 (14.4%) |
| Vacant Housing Units | 414 ( 6.2%) |
| Median Home Value | $898,026 |
| Average Home Value | $999,354 |
Housing Distribution
Address Breakdown
Residential
6,510
Single Family
6,027
Multi-Family
483
Businesses
767
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: Smart MLS
Mls ID: #24175372