74 Bear Meade DrHamiltonNJ08691
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderSteady, low-maintenance, and fundable: 74 Bear Meade Dr, Hamilton, NJ, 08691 in Hamilton at $569,000. Rental yield 7.28%. The 7.28% yield and 1.35 DSCR put this right in the range Ziffy Mortgage approves for non-U.S. investors without W-2s or domestic credit. Appreciation at 5%/yr is projected to add $157,204 by year five, and $5,241/yr in principal reduction steadily grows the investor's stake. Total projected cumulative return: $179,381.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.3% | 6.5% |
| Monthly Cash Flow | $(897) | $12,000 |
City averages based on Hamilton market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $3,454 |
| Total Monthly Debt Service | $3,829 |
| DSCR Ratio | 0.90x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2002
4,878 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 08691, Trenton, NJ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,890 (100%) |
| Owner Occupied HU | 5,581 (81.0%) |
| Renter Occupied HU | 1,072 (15.6%) |
| Vacant Housing Units | 237 ( 3.4%) |
| Median Home Value | $575,233 |
| Average Home Value | $581,872 |
Housing Distribution
Address Breakdown
Residential
6,726
Single Family
5,828
Multi-Family
898
Businesses
593
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2002
4,878 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 08691, Trenton, NJ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,890 (100%) |
| Owner Occupied HU | 5,581 (81.0%) |
| Renter Occupied HU | 1,072 (15.6%) |
| Vacant Housing Units | 237 ( 3.4%) |
| Median Home Value | $575,233 |
| Average Home Value | $581,872 |
Housing Distribution
Address Breakdown
Residential
6,726
Single Family
5,828
Multi-Family
898
Businesses
593
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: undefined
Mls ID: #N/A