738 37th Ave CtGreeleyCO80634
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayThe investment thesis at 738 37th Ave Ct, Greeley, CO, 80634 in Greeley is capital appreciation. Rental yield 2.47%. The 2.47% gross yield at $695,000 falls below cash-flow thresholds, but 5% annual value growth is forecast to deliver $192,016 in additional equity by year five, an equity gain that can outpace many higher-yield markets. Ziffy Mortgage finances appreciation-play assets via DSCR (0.46) without U.S. credit history; structure with a larger down payment to optimise coverage. Total projected return: $93,988.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 2.5% | 5.2% |
| Monthly Cash Flow | $(2,618) | $850 |
City averages based on Greeley market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,432 |
| Total Monthly Debt Service | $3,774 |
| DSCR Ratio | 0.38x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Multi Family
Built in 1972
10,643 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 80634, Greeley, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 30,099 (100%) |
| Owner Occupied HU | 18,674 (62.0%) |
| Renter Occupied HU | 9,546 (31.7%) |
| Vacant Housing Units | 1,879 ( 6.2%) |
| Median Home Value | $470,524 |
| Average Home Value | $525,589 |
Housing Distribution
Address Breakdown
Residential
28,283
Single Family
22,998
Multi-Family
5,285
Businesses
1,327
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Multi Family
Built in 1972
10,643 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 80634, Greeley, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 30,099 (100%) |
| Owner Occupied HU | 18,674 (62.0%) |
| Renter Occupied HU | 9,546 (31.7%) |
| Vacant Housing Units | 1,879 ( 6.2%) |
| Median Home Value | $470,524 |
| Average Home Value | $525,589 |
Housing Distribution
Address Breakdown
Residential
28,283
Single Family
22,998
Multi-Family
5,285
Businesses
1,327
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices