737 Willow Run StreetCottage GroveWI53527
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeInvestors who treat current yield as secondary to long-run equity growth will find 737 Willow Run Street, Cottage Grove, WI, 53527 in Cottage Grove worth modelling. At $425,000 with a 8.08% gross yield, the $2,861/mo rent leaves $9/mo after the $1,911/mo payment, sufficient to cover costs, modest in distribution. Ziffy Mortgage's 1.50 DSCR loan can finance the acquisition without personal income documentation. Appreciation of 5%/yr is projected to add $117,420 by year five; $3,914/yr in principal reduction adds further equity. Total projected return: $162,683.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 8.1% | 6.2% |
| Monthly Cash Flow | $9 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,861 |
| Total Monthly Debt Service | $2,683 |
| DSCR Ratio | 1.07x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1993
0.36 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 53527, Cottage Grove, WI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,716 (100%) |
| Owner Occupied HU | 3,351 (71.1%) |
| Renter Occupied HU | 1,244 (26.4%) |
| Vacant Housing Units | 121 ( 2.6%) |
| Median Home Value | $468,727 |
| Average Home Value | $495,434 |
Housing Distribution
Address Breakdown
Residential
4,800
Single Family
4,001
Multi-Family
799
Businesses
262
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1993
0.36 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 53527, Cottage Grove, WI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,716 (100%) |
| Owner Occupied HU | 3,351 (71.1%) |
| Renter Occupied HU | 1,244 (26.4%) |
| Vacant Housing Units | 121 ( 2.6%) |
| Median Home Value | $468,727 |
| Average Home Value | $495,434 |
Housing Distribution
Address Breakdown
Residential
4,800
Single Family
4,001
Multi-Family
799
Businesses
262
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Chris Venden • Realty Executives Cooper Spransy
Mls Name: WIREX MLS
Mls ID: #2011909